Highway tractors
Sleeper and day-cab tractors, from single-axle units to heavy-spec highway trucks. Financed as single replacements or full fleet additions, new or used.
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Here is the part nobody says out loud: most people arranging your truck financing are paid a commission on the deal they place you in. That commission comes out of your rate. We do not take one. Same lenders, same trucks, without a broker's cut buried in the paperwork.
Mileage, engine hours, safety rating and resale market move a transportation file far more than a generic small-business credit template does. We structure around what the truck actually is and how your freight actually pays.
Asset categories
Trucks and trailers we finance across Canada
Trailers
Dry vans, reefers, flatbeds and everything in between. Trailer financing is one of the most common files we handle, and one of the fastest to turn around.
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Vocational trucks
Dump, vac, tow, roll-off, mixer and boom trucks — the working units that earn their keep on a job site. Configured and upfitted to your spec.
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Support and upfit
Reefer units, liftgates, telematics and auxiliary power. Small-dollar files that turn a truck into a working unit, approved with the same care as the tractor pulling it.
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Who we work with
Owner-operators buying a first truck
Small fleets of 2–20 power units
Established carriers adding capacity
Last-mile and courier operators
Waste, aggregate and vocational haulers
Company drivers going out on their own
What to know
What actually moves a truck financing decision
Your rate has a commission in it. Ask.
Most transportation financing is placed by brokers earning a spread on your deal. You are rarely told the number. We take no commission, which means the structure we bring you is the one that fits your run rather than the one that pays best.
Cash flow follows the freight, not the calendar
Carriers waiting 30 to 60 days on broker settlements need a structure that survives the gap, not one that assumes money lands the day the load delivers.
Mileage and hours beat model year
A five-year-old truck with 500,000 km and a rebuilt engine can be a stronger file than a newer unit that has been run hard. Bring the maintenance records. They change the terms.
Seasonal work can be structured for
Frac sand, aggregate, agricultural and snow work do not earn evenly across twelve months. Seasonal and step payment structures exist for exactly this.
The One Stop advantage
Why One Stop Leasing for transportation?
Transportation businesses run on tight schedules and dependable equipment. Our experience means practical terms, quick answers, and a financing path that keeps revenue-generating assets on the road.
With a broker
- Paid a commission on your deal
- That commission sits inside your rate
- You are rarely told the amount
- The recommendation follows the payout
With One Stop Leasing
- No commission, on any deal
- Nothing added to your rate
- Every cost stated up front
- The recommendation follows your business
Common questions
Truck and trailer financing questions
Other industries we finance
30+ years
Read our equipment finance guidesMove your business forward
Finance your next transportation asset.
Tell us what your business needs. Our experienced team will respond quickly with a clear path forward.