Tractors and power
Row crop, four-wheel drive and utility tractors. The core power on every farm, financed with payment structures that follow the season.
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HomeAgriculture financing
Agriculture financing
Financed for the season you actually have.
Farming runs on one payday a year. Equipment gets bought in spring, works through a narrow window, and is paid for out of a cheque that arrives after harvest. Financing that ignores that shape does not fit a farm.
Apply nowWe finance tractors, combines, seeding, tillage, haying and handling equipment for Canadian producers. New or used, dealer or farm auction, one implement or a full spring package.
No commissions on any of it. Annual and semi-annual payment structures timed to harvest are normal here, not a special accommodation someone is granting you.
Asset categories
Farm equipment we finance across Canada
Harvest
Combines, headers, windrowers and grain carts. Harvest equipment runs a few intense weeks a year; annual and semi-annual payments fit that reality.
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Seeding and tillage
Air drills, planters, cultivators and land rollers. Seeding equipment is wide, expensive and bought in a narrow window — arrange it in the off-season.
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Haying and livestock
Balers, mower conditioners, feed mixers and corral equipment. Equipment that runs all summer and pays in the fall, financed the same way.
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Handling and infrastructure
Grain bins, aeration, augers, sprayers and farm trucks. Storage and handling is a long-term asset — the financing should be too.
Apply nowBuyer profiles
Who we work with
Grain and oilseed producers
Cattle and livestock operations
Dairy operations
Mixed farms
Custom operators and harvesters
Market gardens and specialty crops
Producers expanding acreage
What to know
What actually moves a farm equipment file
Payments should follow harvest, not the calendar
Annual and semi-annual structures timed to when the cheque actually lands are standard in Canadian agriculture. Monthly payments on a once-a-year income is a mismatch nobody needs to accept.
Dealer financing is a sales program
Manufacturer and dealer rates can genuinely be good, particularly on new equipment with subvented offers. They are still designed to move that brand’s iron. Compare against a quote from someone who is not paid on which colour you buy.
Used equipment is the backbone
Farm equipment is built to last decades and the used market is deep and well understood. Hours, acres and condition matter far more than year of manufacture.
Seasonal timing beats spring panic
Equipment arranged in the off-season is cheaper and available. Financing organized in February is a different conversation from financing needed the week seeding starts.
The One Stop advantage
Why One Stop Leasing for agriculture?
Farm income arrives once a year and equipment has to be ready before it does. We finance around that reality, and we take no commission on which equipment you choose.
With a broker
- Paid a commission on your deal
- That commission sits inside your rate
- You are rarely told the amount
- The recommendation follows the payout
With One Stop Leasing
- No commission, on any deal
- Nothing added to your rate
- Every cost stated up front
- The recommendation follows your business
Common questions
Farm equipment financing questions
Other industries we finance
30+ years
Read our equipment finance guidesMove your business forward
Finance your next agriculture asset.
Tell us what your business needs. Our experienced team will respond quickly with a clear path forward.