Question 1

What types of equipment can One Stop Leasing finance?

Accepted Answer

We finance revenue-producing equipment across transportation, construction, medical, dental, landscape, and technology businesses. That includes everything from trucks, trailers, and excavators to clinical systems, dental technology, servers, software, and specialized equipment.

Question 2

How does the no-commission model work, and how is One Stop Leasing paid?

Accepted Answer

We do not add a broker commission to your financing. One Stop Leasing is compensated through the financing arrangement with the funding source, and we explain the costs and terms before you proceed so there are no hidden fees or payout-driven recommendations.

Question 3

How long does equipment financing approval usually take?

Accepted Answer

Timelines depend on the amount, equipment, and information available, but many straightforward applications can receive an initial decision quickly. Complete business and equipment details help our team move faster and present clear options.

Question 4

Can I finance both new and used equipment?

Accepted Answer

Yes. We finance both new and used equipment. For used assets, the age, condition, remaining useful life, purchase source, and value may influence the available term and structure.

Question 5

Can a newer business qualify for equipment financing?

Accepted Answer

A shorter operating history does not automatically rule out financing. We review the full request, including the owners’ experience, the equipment, the business plan, available contracts, cash flow, and the amount required.

Question 6

How are lease payments typically treated for Canadian tax purposes?

Accepted Answer

Lease payments may generally be treated as a business expense when the equipment is used to earn income, while other structures can be treated differently. Tax treatment depends on your agreement and circumstances, so confirm the details with your own accountant.

Question 7

What credit score is needed for equipment financing in Canada?

Accepted Answer

There is no single cutoff. Equipment financing is secured by the equipment itself, which means it is generally more accessible than an unsecured business loan. Strong credit opens better rates and longer terms, but a modest score can still be placed when the asset is sound and the down payment is reasonable. We will tell you honestly where you stand rather than running your credit and going quiet.

Question 8

What are the requirements for equipment financing?

Accepted Answer

At minimum: a Canadian business, a quote or invoice for the equipment, and basic information about how long you have been operating. Larger transactions may call for financial statements, and older or specialized equipment may need an inspection. We tell you up front exactly what is needed for your specific file, so nothing surprises you late.

Question 9

What are current equipment financing interest rates in Canada?

Accepted Answer

Rates move with the lender, the equipment, the term and your credit profile, so any single advertised number is marketing rather than a quote. What we can say plainly is that our rate carries no broker commission inside it. Most quotes you will be shown do, and you will rarely be told the amount.

Question 10

What equipment financing options are available in Canada?

Accepted Answer

The common structures are capital leases, operating leases, equipment loans, and sale-leaseback on equipment you already own. Each treats ownership, end of term and tax differently. We will walk you through which fits your situation, and because we take no commission, we have no reason to prefer one over another.

Question 11

Do you finance used equipment?

Accepted Answer

Yes, routinely, across every industry we serve. Age, hours and condition affect the available term rather than disqualifying the equipment. In many categories a well-maintained used machine is the better buy, and we will say so if that is what we think.

Question 12

How much equipment financing can I get?

Accepted Answer

It depends on the equipment and your business, and we work across a wide range from single units to large multi-asset packages. Rather than quoting a headline maximum, we look at what you are buying and tell you what is realistically placeable before you waste time applying.

One Stop Leasing
Fits All.

NO COMMISSIONS.
NO HIDDEN FEES.

Financing built on experience, not commissions.

Equipment leasing and financing for any industry

Transportation

Construction

Medical

Dental

Landscape

Computer Equipment

Heavy Equipment

Agriculture

Protect your capital. Keep moving.

Preserve cash flow

Predictable payments

Fast approvals

Tax advantages

Equipment upgrades

Flexible terms

From need to funded in three clear steps.

Apply

Get approved

Get funded

Estimate your equipment financing payment

Straight answers before you apply.

Ready to finance your equipment?

One Stop LeasingFits All.

NO COMMISSIONS.NO HIDDEN FEES.