Earthmoving and excavation
Large excavators, dozers, graders and haul trucks. Major iron with six-figure price tags, financed on terms that match the contracts it wins.
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HomeHeavy Equipment financing
Heavy Equipment financing
Big iron. Straight terms.
Financing for heavy equipment is its own discipline. A dozer, a crusher or an excavator is a six or seven figure asset that holds value for years, works in punishing conditions, and gets bought and sold on a market most lenders do not understand.
Apply nowWe finance heavy equipment across Canada — Alberta, British Columbia, Ontario and everywhere between — for construction, mining, forestry, aggregate and site services operators. New from a dealer, used from a private seller, or won at auction.
Most heavy equipment financing is placed by brokers taking a commission out of your rate. We take none. Same lenders, same iron, without a percentage carved out for an introduction.
Asset categories
Heavy equipment we finance across Canada
Crushing and screening
Crushers, screens, conveyors and portable spreads. Aggregate equipment earns by the tonne, and the payments can be structured around production.
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Lifting and material handling
All-terrain, crawler and rough-terrain cranes, telehandlers and pipelayers. High-value, highly mobile units financed on their own merit.
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Forestry and mining
Feller bunchers, skidders, harvesters and underground equipment. Specialty iron for remote operations, financed by people who understand what it does.
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Support and transport
Lowbeds, service and fuel trucks, light plants and wear parts. The support fleet keeps production equipment running — it can sit on the same approval.
Apply nowBuyer profiles
Who we work with
Heavy civil and earthwork contractors
Aggregate and quarry operators
Mining and exploration contractors
Forestry and logging operations
Pipeline and utility contractors
Demolition and site services
Equipment dealers and rental fleets
What to know
What actually moves a heavy equipment file
The broker's cut is inside your rate
On a machine this size, a point or two of commission is real money over a five-year term. Ask what the person arranging your financing is being paid. We take nothing, so there is nothing to disclose.
Hours and undercarriage, not model year
On heavy iron the inspection matters more than the calendar. Documented hours, a recent undercarriage report and clean maintenance records can move a used machine into far better terms than its age suggests.
Resale is what makes the terms possible
Heavy equipment holds value on a deep secondary market, which is exactly why it finances well. Strong resale supports longer terms and higher amounts than most business assets.
Auction timelines are unforgiving
A large share of Canadian heavy equipment changes hands at auction with short settlement windows. Approval needs to be in place before the hammer falls, not arranged afterwards.
The One Stop advantage
Why One Stop Leasing for heavy equipment?
Heavy equipment is bought on hours, resale and the work in front of you. We finance it on those terms, with no commission shaping the recommendation.
With a broker
- Paid a commission on your deal
- That commission sits inside your rate
- You are rarely told the amount
- The recommendation follows the payout
With One Stop Leasing
- No commission, on any deal
- Nothing added to your rate
- Every cost stated up front
- The recommendation follows your business
Common questions
Heavy equipment financing questions
Other industries we finance
30+ years
Read our equipment finance guidesMove your business forward
Finance your next heavy equipment asset.
Tell us what your business needs. Our experienced team will respond quickly with a clear path forward.