Earthmoving
Excavators, loaders, dozers and everything that moves dirt. From a first mini excavator to a full iron fleet, financed on terms that match the work.
Apply now
HomeConstruction financing
Construction financing
Win the bid. Then get the iron.
Construction work arrives faster than capital does. You win the contract, and the machine that makes it profitable has to be on site before the first draw clears. We finance excavators, loaders, skid steers, compaction and attachments across Canada.
Apply nowMost construction financing is placed by brokers earning a commission on your deal, and that commission is inside the rate you are quoted. We do not take one. You get the same lenders without paying someone a percentage to make an introduction.
Canadian construction earns in a seven to eight month window and pays for itself across twelve. We build that into the structure rather than pretending your revenue is flat.
Asset categories
Construction equipment we finance across Canada
Lifting and access
Telehandlers, boom and scissor lifts, forklifts and cranes. High-value units with strong resale, which makes them straightforward to finance.
Apply now
Compaction and paving
Rollers, compactors, pavers and milling machines. Paving equipment is expensive and specialized — financing keeps it off your line of credit.
Apply now
Concrete
Mixers, pumps, trowels and batching equipment. The tools that keep a pour on schedule, financed as single units or complete packages.
Apply now
Attachments and support
Buckets, breakers, augers, grapples, generators and site trailers. The small items that make the big iron productive — often financed together with it.
Apply nowBuyer profiles
Who we work with
General contractors
Excavation and site prep crews
Concrete and forming contractors
Road building and paving operations
Demolition contractors
Utility and pipeline contractors
Rental yards building fleet
What to know
What actually moves a construction equipment file
The commission is in the rate
Ask whoever is arranging your financing what they are being paid on it. Most will not answer plainly. We take nothing, so there is nothing to disclose.
Seasonality is the defining fact
Most Canadian construction revenue lands in seven or eight months. Seasonal structures, skip months and step payments exist so February does not break your cash position.
Attachments belong in the same deal
A skid steer without attachments is half a machine. Buckets, breakers, mulchers and augers roll into the same structure instead of coming out of working capital.
Hours tell the real story
Machine hours matter more than model year. A low-hour used excavator with a clean inspection is frequently the better buy and finances accordingly.
The One Stop advantage
Why One Stop Leasing for construction?
We understand seasonality, project timelines, and the real value of productive equipment. That experience helps us build flexible solutions without hidden broker costs.
With a broker
- Paid a commission on your deal
- That commission sits inside your rate
- You are rarely told the amount
- The recommendation follows the payout
With One Stop Leasing
- No commission, on any deal
- Nothing added to your rate
- Every cost stated up front
- The recommendation follows your business
Common questions
Construction equipment financing questions
Other industries we finance
30+ years
Read our equipment finance guidesMove your business forward
Finance your next construction asset.
Tell us what your business needs. Our experienced team will respond quickly with a clear path forward.